| How can health care law protect you? |
| Requires insurance plans to cover people with pre-existing health conditions, including pregnancy, without charging more Provides free preventive care Gives young adults more coverage options Ends lifetime and yearly dollar limits on coverage of essential health benefits Helps you understand the coverage you’re getting Holds insurance companies accountable for rate increases Makes it illegal for health insurance companies to cancel your health insurance just because you get sick Protects your choice of doctors Protects you from employer retaliationhttps://www.healthcare.gov/health-care-law-protections/rights-and-protections/ |
| Medicare/Medicaid Benefits – Extra Help Program Income and Asset Limits 2020 | |||
| If you have Medicare only | |||
| Income limit | Asset limit | Program | Copayments |
| Below $1,615 ($2,175 for couples) per month in 20201 ∙ And your income and/or assets are above Full Extra Help limits | Up to $14,610 ($29,160 for couples) in 20202 ∙ And your income and/or assets are above Full Extra Help limits | Partial Extra Help Premium depends on your income $89 deductible or the plan’s standard deductible, whichever is cheaper | 15% coinsurance or the plan copay, whichever is less After $6,350 in out-of-pocket drug costs, you pay $3.60/generic and $8.95/brand-name or 5% of the drug cost, whichever is greater |
| Up to $1,456 ($1,960 for couples) per month in 2020* | Up to $9,360 ($14,800 for couples) in 2020** | Full Extra Help $0 premium and deductible*** | $3.60 generic copay $8.95 brand-name copay No copay after $6,350 in out-of-pocket drug costs |
| If you have Medicare and Medicaid and/or a Medicare Savings Program | |||
| Enrolled in | Income limit | Program | Copayments |
| Medicaid and/or a Medicare Savings Program | Above $1,083 ($1,457 for couples) per month in 2020* | Full Extra Help $0 premium and deductible** | $3.60 generic copay $8.95 brand-name copay No copay after $6,350 in out-of-pocket drug costs |
| Medicaid | Up to $1,083 ($1,457 for couples) per month in 2020* | Full Extra Help $0 premium and deductible*** | $1.30 generic copay $3.90 brand-name copay No copay after $6,350 in out-of-pocket drug costs |
| Note: Income and asset limits on this chart are rounded to the nearest whole dollar. There’s also a $20 income disregard (factored into the income limits above) that the Social Security Administration automatically subtracts from your monthly unearned income. *Income limits are based on the Federal Poverty Level (FPL), which changes every year in February or March. Limits are higher for each additional relative living with you for whom you are responsible. **Asset limits include $1,500 per person for burial expenses. ***You pay no premium if you have Full Extra Help and a basic Part D drug plan with a premium at or below the Extra Help premium limit for your area. | |||
| © 2020 Medicare Rights Center Helpline: 800-333-4114 www.medicareinteractive.org |
What are your rights as a nursing home resident and how can you file a complaint? |
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Your rights:
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How do I file a complaint? You may file a complaint with your State Survey Agency in a number of ways including mail, telephone, fax, on-line, or in person. The State Survey Agency is responsible for regulating all the nursing homes in the state. See online complaint forms below. |
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