Family and Safety

WHAT DO I DO IF MY WAGES ARE GARNISHED?
What can trigger wage garnishment? Child support Alimony Bankruptcy Student loans Consumer debt Government debt Taxes
How much of you pay can be garnished?  Example (based on the federal minimum wage of $7.25 per hour). 1. An employee’s gross earnings in a particular week are $263. After deductions required by law, the disposable earnings are $233.00. In this week, $15.50 may be garnished, because only the amount over $217.50 may be garnished where the disposable earnings are less than $290.
I’m I protected against being fired because my wages are garnished?  The CCPA prohibits an employer from firing an employee whose earnings are subject to garnishment for any one debt, regardless of the number of levies made or proceedings brought to collect that one debt. The CCPA does not prohibit discharge because an employee’s earnings are separately garnished for two or more debts.
For additional information, visit our Wage and Hour Division Website: http://www.wagehour.dol.gov and/or call our toll-free information and helpline, available 8 a.m. to 5 p.m. in your time zone, 1-866-4- USWAGE (1-866-487-9243)


National Domestic Violence Hotline https://www.thehotline.org/ 
Hotline and loveisrespect support survivors 24 hours a day, 7 days a week.  With precautions made during COVID-19, highly trained Advocates are working remotely to ensure services and continue to support survivors.  If you have an emergency situation, please call 911.  You can also check with DV/IPV programs and shelter in your area to see if they are able to assist you. 
For anyone affected by abuse and needing support, call 1-800-799-7233, or if you’re unable to speak safely, you can log onto thehotline.org or text LOVEIS to 1-866-311-9474.   
Safety Alert: Computer use can be monitored and is impossible to completely clear. If you are afraid your internet usage might be monitored, call the National Domestic Violence Hotline at 1−800−799−7233 or TTY 1−800−787−3224. Users of web browser Microsoft Edge will be redirected to Google when clicking the “X” or “Escape” button.


Divorce
No-Fault Divorce A divorce in which the spouse is not required to accuse the other of wrongdoing.  They can simply state that the couple no longer gets along. Every state now has no-fault divorce. In the past, a party seeking a divorce had to prove that the other spouse was at fault for the marriage not working. No-fault divorces are usually granted for reasons such as incompatibility, irreconcilable differences, or irretrievable or irremediable breakdown of the marriage. https://www.law.cornell.edu/wex/no-fault_divorce 
Fault DivorceA tradition that required one spouse to prove that the other spouse was legally at fault, to obtain a divorce.  The “innocent” spouse was then granted the divorce from the “guilty” spouse.  The traditional fault grounds for divorce are adultery, cruelty, desertion, confinement in prison, physical incapacity, and incurable insanity.  Today, all states offer no-fault divorce, but quite a few states also still allow a spouse to allege fault in obtaining a divorce, and some states also allow the court to consider fault in dividing property or awarding custody or visitation. https://www.nolo.com/dictionary/fault-divorce-term.html 
Legal fault grounds include: (Each State has varied laws governing divorce)  AdulteryPhysical abuse or physical crueltyBigamyMental abuse or mental crueltyAddiction or chemical dependencyImprisonment of one of the parties to the marriage (and, in some states, criminal convictions)Desertion or abandonmentImpotenceMarriage between close relatives (as defined by the statutes of each state)Marriage obtained by force or fraudMental illnessMental incapacity at the time of the marriage

Cyberbullying Laws
Go to interactive map at https://cyberbullying.org/bullying-laws
Child Support Guideline Models by State
State/ TerritoryGuideline TypeLink to Guidelines
AlabamaIncome SharesAla. R. Jud. Admin. R. 32
AlaskaPercentage of Obligor’s IncomeAlaska Civ. R. 90.3
ArizonaIncome SharesArizona Child Support Guidelines
ArkansasIncome SharesArk. Admin. Order of the Supreme Court, Rule 10
CaliforniaIncome SharesCalifornia Fam. Code §§ 4050-4076
ColoradoIncome SharesColo. Rev. Stat. §§ 14-10-115 et seq.
ConnecticutIncome SharesChild Support and Arrearages Guidelines
DelawareMelson FormulaDelaware Child Support Guidelines
District of ColumbiaHybrid ModelD.C. Code Ann. § 16-916.01
FloridaIncome SharesFla. Stat. Ann. § 61.30
GeorgiaIncome SharesGa. Code Ann. § 19-6-15
GuamIncome SharesGuam Child Support Guidelines
HawaiiMelson FormulaHawaii Child Support Guidelines
IdahoIncome SharesIdaho R. Civ. Pro. 6(c)(6)
IllinoisIncome SharesIll. Rev. Stat. ch. 750, § 5/505 through Ill. Rev. Stat. ch. 750, §5/510
IndianaIncome SharesIndiana Child Support Rules and Guidelines
IowaIncome SharesIowa Child Support Guidelines
KansasIncome SharesKansas Admin. Order No. 307
KentuckyIncome SharesKy. Rev. Stat. § 403.212
LouisianaIncome SharesLa. Rev. Stat. 9:315.1 et seq.
MaineIncome SharesMe. Rev. Stat. Ann. tit. 19-A, §§ 2001-2012
MarylandIncome SharesMd. Fam. Law Code Ann. §§ 12-201 et seq.
MassachusettsIncome SharesMassachusetts Child Support Guidelines
MichiganIncome SharesMichigan Child Support Formula ManualMich. Comp. Laws § 552.605 et.seq.
MinnesotaIncome SharesMinn. Stat. Ann. §§ 518A.35 et seq.
MississippiPercentage of Obligor’s IncomeMiss. Code §§ 43-19-101 et seq.
MissouriIncome SharesMo. Rev. Stat. § 452.340 Civil Procedure Form 14
MontanaMelson FormulaAdmin. R. Mont. 37.62.101 et.seq.
NebraskaIncome SharesNebraska Court Rules §§ 4-201 to 4-220
NevadaPercentage of Obligor’s IncomeNev. Admin. Code 425 et seq.
New HampshireIncome SharesN.H. Rev. Stat. §§ 458-C:1 to -:7
New JerseyIncome SharesN.J. Rules of Court, Rule 5:6A, Appendix IX
New MexicoIncome SharesN.M. Stat. §§ 40-4-11.1 to -11.6
New YorkIncome SharesN.Y. Dom. Rel. Law. § 240(1-b)
North CarolinaIncome SharesNorth Carolina Child Support Guidelines
North DakotaPercentage of Obligor’s IncomeN.D. Admin. Code §§ 75-02-04.1-01 to13; 14.09.09.7
OhioIncome SharesOhio Rev. Code §§ 3119.01 et seq.
OklahomaIncome SharesOkla. Stat. tit. 43, §§ 118 to 120
OregonIncome SharesOr. Admin. Reg. 137-50-320 to -490
PennsylvaniaIncome SharesPa. R. Civ. Pro. 1910.16-1 to -5
Rhode IslandIncome SharesR.I. C.S.G. Administrative Order
South CarolinaIncome SharesS.C. Soc. Serv. Reg. 114-4710 to -4750
South DakotaIncome SharesS.D. Codified Laws §§ 25-7-6.1 et seq.
TennesseeIncome SharesTenn. Comp. R. & Regs. Dep’t Human Services 1240-2-4-.01 to -.057
TexasPercentage of Obligor’s IncomeTex. Fam. Code §§ 154.001 et seq.
UtahIncome SharesUtah Code §§ 78B-12 et seq.
VermontIncome SharesVt. Stat. title 15, §§ 653-657
VirginiaIncome SharesVa. Code §§ 20-108.1, 20-108.2
WashingtonIncome SharesWash. Rev. Code §§ 26.19.001 et seq.
West VirginiaIncome SharesW. Va. Code Ann. §§ 48-13-101 to -803
WisconsinPercentage of Obligor’s IncomeWis. Admin. Code DCF 150.01 to .05
WyomingIncome SharesWyo. Stat. §§ 20-2-301 to -315

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